Nice to know ….

There is an Act of Parliament which over-rides banks taking charges from your account if you are in receipt of any of the following benefits.

• Income Support
• Tax Credits
• Child Benefit
• Job seekers allowance
• Incapacity benefit
• Disability living allowance
• Attendance Allowance
• CSA payments
• Other DWP payments.

These social security benefits are granted to stop hardship and are designed to meet basic day to day needs, and are exempt and are protected under the Social Security Administration Act 1992 sub section 187. from arrestment in terms of section 187 of the Social Security Administration Act 1992 (see Enforcement of Civil Obligations in Scotland, Scottish Executive report, at paragraph 5.245).

Section 45 of the Tax Credits Act 2002 Chapter 21 part 1 is an identical provision to the said section 187 of the 1992 Act. This stipulates that the banks can not apply any charges to money received as benefit, and any such charges are unlawful and therefore disallowed.

Write or contact your bank and quote the above Act.

Advertisements
This entry was posted in Uncategorized. Bookmark the permalink.

3 Responses to Nice to know ….

  1. untynewear says:

    Reblogged this on UNEMPLOYED IN TYNE & WEAR and commented:
    Good to know ! Another point to make, perhaps, is wherever possible to use local Credit Unions instead of banks. Although I don’t think you can have benefits paid into them ? Not into mine, anyway.

    Like

  2. Very useful indeed to know. Will pass info on to people I interview at the London food bank. Thank you very much.

    Like

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s