Gina is chased for a £732 working tax credit ‘debt’: ‘It’s another form of sanction’

Ann McGauran

Gina Lomax says it is "immoral" that she has been told to pay back £732 in working tax credit. Gina Loxam says it is “immoral” that she has been told to pay back £732 in working tax credit. When is a debt not a debt? When it’s £732 that the government says is now owed by Gina Loxam in Working Tax Credit (WTC).

Gina, a single woman of 58 from the north-west of England, had been on WTC – a means tested payment for those in low-paid work – including self-employed people. It’s paid by HM Revenue and Customs (HMRC). Unfortunately Gina, who lost her beloved pet shop business in the recession, became very ill with depression. Following an assessment by ATOS, she was placed on employment and support allowance (ESA) in the work-related activity group. Because she was receiving WTC, this amount was deducted from her ESA to ensure she only got £100 per week.

She did her WTC return only to discover she was no longer entitled…

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